Valuation is not lending approval
Valuation is a starting point. Available borrowing depends on existing debt, property and applicant conditions, and institutional assessment.
Mortgage planning
What is your property worth? Understand valuation and mortgage options.
Organise your estimated property value, outstanding loans and goals before comparing options. Formal valuations, lending amounts and approval are determined by the relevant institutions.
Book a one-to-one initial property reviewYOUR NEXT STEP
What will a one-to-one initial review cover?
Organise your position and questions before deciding whether to seek a formal consultation with a lender or relevant professional.
Organise your mortgage position
Start with principal range, interest rate, remaining term and repayment obligations to make a meaningful comparison.
Purpose and responsibilities
For property funding, clarify the purpose, repayment sources, interest and fees. Borrowed funds are not income or investment returns.
A CLEARER START
Start with an overview.
A preferred name, property district and main goal are enough to start. Value and debt can be given as ranges. Do not upload identity documents, a full address or bank records.
Ask about fees and scope first.
Obtain Great City’s written fees for the initial review and subsequent services, including any referral remuneration, before proceeding. Also consider institutional interest, valuation, legal, early repayment and other applicable costs. An initial review is not lender approval. Savings, a shorter term and investment returns are not guaranteed.
LET’S TALK
Book a one-to-one initial property review
Complete the form to open a WhatsApp conversation with Mandela and a prepared enquiry. Review and send the message in WhatsApp.
